By signing the work card, the citizen has access to the Departure Compensation Fund (Fundo de Garantia do Tempo de Serviço).FGTS). In general, the funds sent to the accounts linked to it have specific withdrawal rules, such as in the event of unfair dismissal, purchase of a home, retirement, serious illness and others.
Read more: FGTS profits of R$12 billion will ‘fatten’ workers’ accounts; see when he leaves
On the other hand, every month there is a modality that releases payments of part of the balance accumulated in the fund to workers who opt for it. It is the system of FGTS Anniversary Withdrawalwhich started operating in 2020.
With it, the beneficiary worker can redeem part of the amount deposited in the FGTS accounts annually and always in the month of his birthday. Thus, a new series of releases is planned for the month of July.
2022 FGTS Birthday Withdrawal Schedule
See below for release dates and deadline for this type of FGTS redemption:
|Month of birth||Withdrawal period|
|January||from January 3 to March 31|
|February||from February 1 to April 29|
|March||March 1 to May 31|
|April||from April 1 to June 30|
|May||May 2 to July 29|
|June||June 1 to August 31|
|July||from July 1 to September 30|
|August||August 1 to October 28|
|September||September 1 to November 30|
|October||from October 3 to December 30|
|November||from November 1, 2022 to January 31, 2023|
|December||from December 1, 2022 to February 28, 2023|
What is the value of the FGTS birthday withdrawal?
Currently, the amount offered by this type of fund is based on a table of rates, which may or may not be increased by an additional payment in the amount of R$2.9 thousand. Check it out below:
|Balance Range Limit (in BRL)||Aliquot||Additional payment (in BRL)|
|up to 500||50%||–|
|From 500.01 to 1000||40%||50|
|From 1000.01 to 5000||30%||150|
|From 5,000.01 to 10,000||20%||650|
|From 10,000.01 to 15,000||15%||1,150|
|From 15,000.01 to 20,000||ten%||1,900|
Thus, given the percentage applied, added to the additional amount, the worker can withdraw amounts that easily exceed the amount of R$ 3.9 thousand.
Remember that the July FGTS Birthday Loot payout is only valid for Birthdays that join the system before the end of the month. In addition, by opting for the modality, the worker loses the right to withdrawal-termination. Only the fine of 40% is maintained in this situation.
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