Getty Images/iStockphoto
There is no doubt that owning a pet can be expensive, especially when it comes to medical care. According to the ASPCA, the average annual vet costs $410 for dogs and $300 for cats, and that’s just for routine care. If your pet is injured or sick, the cost can run into the hundreds or even thousands.
To make matters worse, the Associated Press reported in October 2022: “Prices for veterinary services have jumped 10% in the past year, government data shows — the biggest such spike in two years. decades”.
One way to make medical care more affordable is to animal insurance. You pay a monthly premium and the insurer reimburse you for expenses covered, usually between 70% and 90% (minus your deductible). This can give you peace of mind (and relief for your wallet) throughout your pet’s life.
Pet insurance is valuable all year round, but it can be particularly useful in the spring.
If you’re considering pet insurance, get a free quote today to find out what coverage you’re eligible for.
Why Spring May Be the Best Time to Get Pet Insurance
Spring can be the perfect time to get pet insurance for your furry friend. Here are three reasons why you should consider getting coverage now.
Spring brings new health risks
Spring is when nature comes to life. Flowers are emerging from the ground, temperatures are rising and the little critters are coming out in force. It’s beautiful, but it also means that your pet is exposed to dangers that it was not exposed to in winter. These hazards include:
- Poisonous plants and flowers
- Fertilizer and mulch
- Insect bites and stings
- Parasites
- Insect prevention and control products
- allergies
- Overheated
Also, if you do spring cleaning, your pet could get into the cleaning products you use.
Some of these hazards cause minor problems like skin irritation and stomach upset. But others can be life threatening. Buying pet insurance now means you won’t have to worry about the care your cat or dog needs.
Higher activity levels mean a higher risk of injury
Nicer weather means pets are more likely to be outside exploring, exercising and playing, especially if you live in an area where snow and ice keep them locked in during the months of winter. Unfortunately, the more active your pet is, the more likely it is to get injured.
According to pet insurer Pets Best, pet accident claims begin to rise in April and peak in August. Now is the perfect time to protect your pet. Even the most basic pet insurance plans cover accidents and injuries, helping you defray the cost of your pet’s recovery.
Explore your options by checking pet insurance prices here.
You can anticipate waiting times
Most pet insurance policies have waiting periods between when you are approved and when coverage takes effect. These periods can vary from a few weeks to several months, depending on the type of claim. During this period, claims may not be covered, even if your policy is active.
As the warmer months bring a higher risk of injury and illness, the sooner you apply for pet insurancethe best.
The bottom line
With rising veterinary costs, more people buy pet insurance these days. And with spring officially here, it’s the perfect time to consider becoming one of them.
Never mind your pet’s ageyou have many options for affordable coverage. You can find the best policy at the best price by asking yourself what coverage does your pet need and compare offers from some of the best pet insurance companies.
Get a personalized quote now to start evaluating your options.