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Warmer weather and sunnier days mean millions of adults are spending more time outdoors. They could also encourage many travelers to finalize their summer vacation plans (if they haven’t already). However, planning a summer trip is more than just booking a hotel and a flight. To limit any potential loss of money due to a canceled or shortened trip, planners should also put a travel insurance policy in place.
Travel insurance is a nice addition to your summer vacation plans, and it doesn’t have to break the bank either. Costs usually range from 5% to 10% of the total price of your trip. But why would you want to add another expense into the mix, if you can avoid it? There are actually several reasons why you should add travel insurance for your summer vacation, three of which we will explore in this article.
You can easily search and compare travel insurance quotes online now to learn more.
Why You Should Add Travel Insurance for Your Summer Trip
Here are three reasons why you should pack a travel insurance policy with your sunscreen and swimwear this summer.
Travel insurance can save you money
Travel insurance can potentially save you hundreds or even thousands of dollars that you would otherwise have to pay if your trip is canceled or cut short. Remember: inflation has not only affected Food prices and the cost of veterinary care. It also makes travel much more expensive. Costs for flights, hotels and rental cars may have been high last year, but there is no indication that they will drop significantly in 2023. In this economic climate, you’ll want to make sure you’re covered if something goes wrong.
There is several types to choose from, ranging from “cancel for any reason” to “trip cancellation” to “medical emergency” and more. Depending on the plan you choose and the reason for cancellation, you may be eligible for a 100% full refund.
Compare your travel insurance options here to see which is best for your summer travels.
Travel insurance can protect against medical emergencies
The pandemic has made millions of adults aware of medical emergencies and illnesses. And although the peak of the pandemic has passed, there are still times when people get sick, jeopardizing or completely undoing the best-laid plans. Fortunately, travel insurance can protect against medical emergencies.
“Emergency Medical can reimburse the cost of treating a medical emergency while travelling,” explains travel insurance market Squaremouth.
“Emergency Medical Insurance covers the cost of treatment for an unexpected illness or injury that occurs during travel. Expenses covered by Emergency Medical Benefit generally include ambulance services, utility bills, hospital and doctor, emergency dental services and x-ray or lab costs.
Travel insurance can help you in the event of a trip interruption
Let’s say you get on a plane, land, get to your hotel, and then have a problem on the first day or so. What happens then? Fortunately, travel insurance offers a solution in the event of a trip interruption.
“Trip Interruption provides for the reimbursement of prepaid, non-refundable travel payments if any part of a trip is missed or if the traveler must return home early due to unforeseen circumstances, including illness, injury or deaths,” Squaremouth notes.
“Trip Interruption is a post-departure benefit that can reimburse a traveler for unused travel expenses if they have to interrupt their trip for a covered reason. The most common covered reason is sickness, injury or unforeseen death of traveler, travel companion, or non-travelling family member.”
Although it’s not pleasant to think about the problems you might encounter once you arrive at your destination, it’s always better to end up with a hefty bill when you can’t complete your vacation. So explore your trip interruption travel insurance options here now to be protected.
The bottom line
Travel insurance can be valuable protection to have on all your trips throughout the year. It’s especially helpful for your summer 2023 plans amid higher costs for expenses like hotels and flights. As well as saving you money, travel insurance can also protect you against medical emergencies and illnesses and, should your trip be cut short once you arrive at your destination, you will also be protected by an interruption policy. of travel.