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Why young animals need pet insurance [Boss Insurance]

Why young animals need pet insurance
By purchasing pet insurance early, you can get better coverage at a better price for your puppy or kitten.

Getty Images/iStockphoto


It’s undeniable: puppies and kittens can add a lot of joy to your life. But they can also add a lot of costs. The ASPCA estimates that pet owners pay an average of $3,221 for dogs and $1,904 for cats the first year they own them. One way to make these costs more affordable is to animal insurance.

Pet Insurance Deals A lot of advantages, including giving you peace of mind. If your pet is sick or injured, you shouldn’t have to worry about how you’ll pay for the care it needs. Whether you have a young dog Or cat, pet insurance can help you keep them healthy for years to come. In this article, we’ll explore why getting pet insurance can save you more money now and in the future.

If you’re considering buying pet insurance, start by getting a free quote now.

Why young animals need pet insurance

Pet insurance is useful whatever the age of your pet, but it can be especially useful when your pet is young. Here are three reasons.

They can get in trouble

Young pets tend to get into things they shouldn’t. They are exploring their world and cannot yet identify what is safe and what is not. It’s not uncommon for a puppy or kitten to ingest a poisonous substance or injure themselves by being overly rambunctious.

Even basic forms of pet insurance cover accidents, which can help you rest easier while your young pet learns to navigate the world around them.

It costs less

When animals are young, they are less likely to have pre-existing conditions, such as heart disease or hip dysplasia, which pet insurance usually doesn’t cover. These conditions can be costly to treat, so covering your pet before they develop them can save you a pretty penny down the road.

Even if your pet stays healthy, routine care alone can cost you $410 a year for a dog and $300 a year for a cat, according to the ASPCA. So the sooner you buy pet insurance, the more you can save over the life of your pet.

Additionally, adding a puppy or kitten to your family often results in additional medical costs. Young pets may need to be neutered, which can cost $50 to $400 for dogs and $50 to $200 for cats, according to pet insurance company Lemonade. If you choose to have your pet microchipped, it can cost around $45, according to Petfinder. Pet insurance can help cover these costs.

Check policy prices here and find out how much cover you could get.

You will get better coverage

Young pets tend to be relatively healthy compared to older ones. Locking in a policy now can help you get better coverage if your pet develops a pre-existing condition later in life. Waiting for pet insurance could significantly limit their coverage options and potentially prevent them from purchasing a policy.

The bottom line

If you have a puppy or kitten, now is a great time to ask about pet insurance. Policies tend to be cheaper when pets are young, and they are likely to get fuller coverage. To find the best policy for your furry friend, compare pet insurance companies And consult your veterinarian determine how much pet insurance you might need.

Get a personalized pet insurance quote now to start exploring your options.

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