Federal judge rules health insurance companies not required to cover preventive care services [Boss Insurance]

Federal Judge Rules Health Insurance Companies Not Required To Cover Preventive Care Services

In a blow to health insurance in the United States, a federal judge has ruled that insurers no longer have to pay for preventive care services like cancer and heart disease screenings.

The decision follows a lawsuit brought by a group of insurers who argued that the Affordable Care Act (ACA) overstepped its authority by requiring them to cover certain preventative care services without being able to charge co- payments or deductibles.

The Affordable Care Act, or Obamacare, was signed into law in 2010 to make it easier for millions of Americans to get health insurance.

One of the main provisions of the law was the obligation for insurance companies to cover certain preventive care services without cost sharing, including vaccinations, blood pressure tests and mammograms.

However, the recent decision of U.S. District Judge Reed O’Connor of the Northern District of Texas effectively invalidated this provision of the ACA.

In his ruling, Justice O’Connor wrote that the ACA’s requirement for insurers to cover preventive care services “exceeds the powers of Congress under the Commerce Clause” of the US Constitution.