Five things to consider when buying travel insurance (Image: Canvas)
Booking a vacation involves many different aspects, from booking flights, hotel, packaging and determining how you are going to spend your relaxing days.
But before you fly away, there is one very important feature that many people forget to prioritize.
As travel insurance allows you to rest easy thanks to its wide variety of covers.
Coverage for losses, medical expenses, missed departure, cancellation, delay, personal liability and many more.
However, before you book your next vacation and purchase travel insurance, there are a few things to consider.
But look no further as we have identified the five things to consider when buying insurance.
5 things to consider when buying travel insurance
We all hope that every vacation goes smoothly, but sometimes the unexpected happens.
That’s why it’s good to check your medical coverage on insurance to make sure you don’t pay big foreign medical bills.
To make sure you’re covered, you’ll want to look at policies that are over £1million and cover any pre-existing conditions.
It is essential to ensure that your luggage is safe throughout your travels. So you’ll want to look for travel insurance that covers luggage.
Depending on the plan chosen, it is best to get cover over £1000 to ensure that all your personal items are covered.
Most baggage coverage will include if your items are lost, stolen, damaged or destroyed.
If you ever have to cancel a vacation or cut your trip short, travel insurance should cover you.
Depending on the cost of your trip, you’ll want to make sure it covers any travel and accommodation costs you’ve already paid for or can no longer use and wish to claim.
To make sure you’re fully covered, you’ll want to look for plans that cover up to £500 or over £1000.
Money lost or stolen
Sometimes the travel money can be lost among all the luggage or it can even be stolen.
If this happens to you, you can get travel insurance that protects you so you can continue to enjoy your vacation.
You should get cover of at least £200, but it’s best to get a bit more to ensure you’re fully covered.
Shorten your vacation
Holidays don’t always go as planned and sometimes we have to go home earlier than we would like.
If this happens, you can take out travel insurance which covers the curtailment of your holiday, but you’ll want it to be £2,000 or more.
It’s also important to note that most policies only cover trip abandonment under certain circumstances, so you’ll want to check the terms and conditions.
Use discount code ‘NQ15’ to get 15% off travel insurance
ǂ The discount only applies to the base premium. Terms and conditions apply.